Automobile Insurance:

To protect you financially in the event of an accident.

With access to over 20 top rated Insurance Carriers we will get you the most coverage for the best price!

Coverages include;
  • Collision Coverage - Should another vehicle collide with yours, this coverage protects you financially from that loss.
  • Liability Coverage - Covers Injuries and property damage to others caused by you while operating your vehicle.
  • Medical Coverage - Covers the medical expenses of the driver and occupants of the insured vehicle.
  • Comprehensive Coverage - Covers damage caused by things other than a vehicle collision.
  • Property Coverage - Covers the damage to or theft of your vehicle.
  • Uninsured or Underinsured Motorist Coverage - the uninsured coverage covers your injuries as a result of a collision with an uninsured motorist. The underinsured coverage will cover you in the event that an at-fault driver has inadequate limits of insurance to pay for your damages.

Fill out an online quote or call us to advise you on other coverages available and to have us understand your needs so we can tailor a policy specifically for you.



Homeowners Insurance:

To protect your home, the contents in your home, liability to others at your home, and additional living expenses in the event you have to live elsewhere while you home is being repaired/rebuilt.

With access to over 20 top rated Insurance Carriers we will get you the most coverage for the best price!

Coverages include;
  • Replacement value of your home - Covers the repair or replacement of the damage to your home or property.
  • Guaranteed Replacement cost - In addition to the above coverage this will guarantee your home is rebuilt exactly as it was prior to the damage. This is an extended coverage available in the event that the limits you purchase do not provide enough coverage to rebuild your home exactly as it was prior to the loss, due to higher construction costs etc.
  • Inflation Guard - This will automatically adjust your limits when you renew according to construction costs in your area.
  • Personal Property - This coverage can be provided as either replacement value coverage or actual cash value coverage.
  • Additional Living Expenses - Provides expense reimbursement for living expenses while your home is being repaired/rebuilt.
  • Floaters/Endorsements - This is coverage for expensive possessions such as jewelry.
  • Liability to others - This will protect you financially against lawsuits for bodily injury or property damage caused by you or other family members.
  • Special Coverage - This would include items that only carry minimal coverage under your standard homeowners policy but are considered high risk assets, such as a pool, shed, fence, etc.
  • Umbrella Coverage - If you have other assets that are greater than your liability limits this will provide coverage in excess of your liability limits on either your home or vehicle. This is a separate policy.

Fill out an online quote or call us to advise you on other coverages available and to have us understand your needs so we can tailor a policy specifically for you.



Watercraft Insurance:

To protect your watercraft, yourself, and your passengers.

With access to over 20 top rated Insurance Carriers we will get you the most coverage for the best price!

Coverages include; Bodily Injury, Property Damage, Guest Passenger Liability, medical payments and theft, additional coverage for the engine, the trailer, the boat cover and other accessories can also be purchased.

Fill out an online quote or call us to advise you on other coverages available and to have us understand your needs so we can tailor a policy specifically for you.



Motorcycle Insurance:

To protect you, your motorcycle, property damage, and bodily injury.

With access to over 20 top rated Insurance Carriers we will get you the most coverage for the best price!

  • Liability - Covers property damage and Bodily injury caused by you to others
  • Collision - Covers the damage to your motorcycle if you're in an accident
  • Comprehensive - Covers medical expenses and other damages in the event another driver hits you that is not insured, and Underinsured coverage provides coverage to you when the other parties limits are lower than yours and the damages exceed their limits.

Fill out an online quote or call us to advise you on other coverages available and to have us understand your needs so we can tailor a policy specifically for you.



Business Insurance:

To protect your Business.

With access to over 20 top rated Insurance Carriers we will get you the most coverage for the best price!

  • BOP - is a Business Owners Package policy for small to mid-sized businesses. Commercial Package policy is normally preferred for larger businesses.
  • A standard policy will provide basic coverage for the personal contents in the building and the building itself.
  • A specialized policy will provide more coverages.
Coverages not available under a BOP Policy include, vehicles, your employees, and professional services (professional liability coverage), these coverages can be provided under a separate Professional Liability Policy.
  • Commercial Liability - covers damage of liability brought against your business by the law, this will also cover the defense expense if a claim is brought against your policy.
  • Commercial Liability - Covers your exposure for causing Bodily Injury or Property Damage (with exceptions), when acting as a contractor only.
  • Commercial Vehicle - Coverages include, Auto Liability, Hired and Non-owned Coverage, Medical Payments, Personal Injury, Uninsured/Underinsured Motorists, Driver Other Car, Collision, Comprehensive, Garage Liability, Garage keepers Liability etc.
  • Workers Compensation - Coverage for wage replacement and medical benefits to employees injured in the course of employment.
Fill out an online quote or call us to advise you on other coverages available and to have us understand your needs so we can tailor a policy specifically for your business.

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